In 1963 Independence Federal Credit Union was chartered by the Independence Postal Workers to serve any Federal employee that worked in Independence. Over the years we have extended the membership to include the following: Civilian employees and military personnel who work at or are attached to the Lake City Ammunition plant, members of Sugar Creek Memorial VFW Post #3976, members of the Veterans of Foreign Wars, Fraas-Fain Post 1000, members of the Ladies Auxiliary of VFW Post 1000, employees of Truman Library, military personnel of the U.S. government stationed at recruiting offices in Independence, Missouri, and employees of the Philatelic Center, and members of the immediate families, and organizations of such persons.

Independence Federal Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefits of its members. Credit union members join together to build long-term financial stability and provide high quality, low-cost financial services.

Every dollar you invest in Independence Federal Credit Union (up to $250,000) is fully insured by the National Credit Union Administration (NCUA), an agency of the federal government. You can rest assured that there is no safer place for your hard-earned funds than a federally insured credit union.

How to Join:

To become a member of Independence Federal Credit Union stop by the credit union and fill out a membership card and make a deposit of at least $25.00 into your share account. This initial deposit establishes your membership/ownership in the credit union.

Once you are a member of the credit union, you remain a member for life – whether you move, change jobs or retire – as long as you maintain at least a $25.00 balance (one share) in your share account.


Phone: (816) 833-0781
Fax: (816) 833-2496

Lost/Stolen Credit/Debit Card
(800) 847-2911

301 W. Lexington Ave., Suite 260
Independence, MO 64050

Branch Hours
Mon – Tues:
8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.


Thurs – Fri: 8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.

Get in touch with us today if you have any questions about Independence FCU.