Auto and Recreational Vehicle Loans

Whether you are a buying a new or used vehicle or refinancing, Financial Institution Name Here wants to simplify your experience and save you money. Our knowledgeable and friendly staff is ready to help you!

  • New and used auto loans (cars, trucks, vans, SUV’s)
  • We will lend up to 100% of value, new or used
  • Refinancing existing loans
  • Competitive rates
  • Recreational vehicle loans (interest rates differ)
  • Boats
  • Tractors
  • Campers
  • Trailers
  • And more!
Apply Today


Phone: (816) 833-0781
Fax: (816) 833-2496

Lost/Stolen Credit/Debit Card
(800) 847-2911

301 W. Lexington Ave., Suite 260
Independence, MO 64050

Branch Hours
Mon – Tues:
8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.


Thurs – Fri: 8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.

Credit Builder Loans

The Credit Builder Loan is designed for our members that need help establishing credit. This loan can be the first step in developing a healthy financial path.

  • Establishes a credit score
  • Establishes a history with Financial Institution Name Here and opens the door to more lending opportunities
  • Generally a six-month loan and requires members to come in and make payments

Our loan officers are more than happy to work with you to build a healthy financial future. In fact, we have a certified Credit Score Analyst on our team to help you take the steps to achieve a better credit score.

Apply Today

Personal Loans

Whether you are looking to buy new appliances for your home, pay for unexpected medical bills, or make necessary home repairs, Financial Institution Name Here offers personal loans to help you. Our team gets to know you and your needs to find the best loan for you.

  • Financial Institution Name Here can lend up to $7,000 based on credit score and history
  • Build credit through personal loans
  • Competitive reates
Apply Today

Christmas Loans

Need a little extra during the Christmas shopping season? Financial Institution Name Here offers loans specifically for you.

  • Starts October 1 and runs through January 31
  • Loan amounts can vary between $250-$2500
  • The loan must be paid back in a 12-month period
Apply Today

Credit Cards

Whether you’re paying for everyday expenses or making larger lifestyle investments, Financial Institution Name Here offers a credit card to help you along the way. Plus, you can take advantage of some of the most competitive rates available.

The Basics

  • Introductory interest rate of 3.99% for the first six billing cycles
  • Based on credit score and history, you can have a credit limit as high as $3,000
  • Credit card rates range from 8.99% to 17.99% depending on your credit score
  • No annual fees

Skip a Payment

Perhaps you need a month to skip a loan payment, well we offer you that break.

We understand that and make it easy for you skip a payment. When life happens, you can take the time to catch up. We offer this break to our members once in a calendar year.

See What Our Customers Are Saying

Couldn’t ask for a better banking institution.

Been using this Union for over 30 yrs. Couldn't ask for a better banking institution. Thank you!


Independence FCU


Been using this Union for over 30 yrs. Couldn't ask for a better banking institution. Thank you!
Independence FCU

Get in touch with us today if you have any questions about Independence FCU.