APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 04/17/2017

Rate Description Term Dividend Rates APY
6 Month CD 1,000 min 6 Months 0.20% 0.20%
12 Month CD 1,000 min 12 Months 0.30% 0.30%
18 Month CD 10,000 min 18 Months 0.40% 0.40%
24 Month CD 24,000 min 24 Months 0.50% 0.50%

Note: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Rate Description Term Dividend Rates APY
Regular Shares Quarterly 0.05% 0.05%
Christmas Club Quarterly 0.05% 0.05%

Note: Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Rate Description Term Dividend Rates APY
IRA’s Quarterly 0.15% 0.15%

Note: Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

The Rates are subject to change by the Credit Union without prior notice.

CONTACT US

Phone: (816) 833-0781
Fax: (816) 833-2496

Lost/Stolen Credit/Debit Card
(800) 847-2911

301 W. Lexington Ave., Suite 260
Independence, MO 64050

Branch Hours
Mon – Tues:
8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.

Wednesday
Closed

Thurs – Fri: 8:30 a.m. – 12:30 p.m.
1:30 p.m. – 4:30 p.m.

Get in touch with us today if you have any questions about Independence FCU.

CONTACT US